*To redeem offer, select LatitudePay at checkout and discount will be deducted at LatitudePay Payment Schedule. Single use only across Cotton On Group, inclusive of Cotton On, Cotton On Body, Cotton On Kids, Rubi, Factorie, Supre & Typo. Online only, stock may vary. Minimum spend $60 excluding offers, perks vouchers and subscription codes. Offer ends 21/07/2020 LatitudePay is subject to approval. Available for purchases between $20 and $1000 subject to approved account limit. T’s & C’s and late fees apply. Credit is provided by Latitude Innovation Holdings Limited.
LatitudePay at Factorie. Shop now, pay over 10 weekly payments.
LatitudePay is the easy way to shop now and pay later – with no interest, ever. Spread the cost of your purchase over 10 weekly payments plus its free to sign up!
  • Choose LatitudePay at
    the checkout
    There's no extra cost to you - just select it as your payment option.
  • Approval in
    minutes
    Set up your account and we'll tell you straight away if approved.
  • Get it now.
    10 weekly payments
    It's the today way to pay,
    just 10 easy payments.
    No interest. Ever.
If you're new to LatitudePay, you'll need this stuff:
  • Be over 18 years old
  • A couple of minutes to sign up, it's quick and easy
  • A credit/debit card (Visa or Mastercard)
  • An Australian driver's licence or passport
Frequently asked questions
How does it work?
LatitudePay is a buy now, pay later product where you can pay for your purchase in 10 weekly payments instead of all at once. There’s no interest, ever and no fees when you pay on time.
Choose LatitudePay at the checkout to get what you want now. The first instalment will be charged when you checkout.
Who can use LatitudePay?
You need to be a temporary or permanent resident of Australia and be at least 18 years old. LatitudePay will complete an identification check, so have your ID handy (for example, a valid Australian driver’s licence or Australian passport). Have your Visa or Mastercard debit or credit card handy also, so that your future payments can be set up.
What’s the catch?
No catch! If approved, you can pay over 10 weekly payments, and you’ll only pay the purchase price over this period. Pay each instalment on time, and it won’t cost a cent more than the purchase price. If you miss a payment, a $10 late fee applies, but LatitudePay will send you a reminder to help keep you on tract.
What can I buy on LatitudePay?
Shop to your hearts content! There is a minimum purchase of $20, a maximum purchase of $1,000. Gift cards are excluded.
Which cards can I use to pay my weekly instalment?
LatitudePay accepts Visa and Mastercard debit and credit cards.
What will I see on my credit card or bank statement?
You will see LatitudePay on your statement for each weekly instalment.
Can I place more than one order using LatitudePay?
You can make purchases up to your approved LatitudePay limit with. For example, if your limit is $500, you can place as many orders as you wish provided that it does not exceed this limit, and the minimum purchase is $20.